1. Information We Collect
Information You Provide Directly
When you use our contact form, we collect your name, email address, and the content of your message.
Information Collected Automatically
When you visit our site, we may automatically collect:
- IP address and approximate geographic location
- Browser type, version, and operating system
- Pages visited, time on site, and referring URLs
- Device type and screen resolution
- Cookies and similar tracking technologies (see Section 4)
Information from Third Parties
Our analytics and advertising partners may provide us with aggregated demographic and interest data associated with site visitors. We do not receive individually identifiable information from these third parties.
2. How We Use Your Information
We use the information we collect to:
- Operate, maintain, and improve the site
- Respond to your inquiries and contact form submissions
- Analyze how visitors use the site to improve content
- Detect and prevent fraud or abuse
- Comply with legal obligations
- Track affiliate conversions for our advertising partners
We do not sell your personal information. We do not send unsolicited marketing emails. If you contact us, we may follow up in connection with your inquiry.
3. Information Sharing
We share information in limited circumstances:
- Service providers: We work with third-party services (analytics, hosting, email) that process data on our behalf under data processing agreements.
- Affiliate networks: When you click an affiliate link, our advertising partners may set cookies to track conversions. These partners have their own privacy policies.
- Legal requirements: We may disclose information when required by law, court order, or to protect our legal rights.
- Business transfers: If the site is acquired or merged, your information may be transferred as part of that transaction.
We do not sell, rent, or trade your personal information to third parties for their independent marketing purposes.
4. Cookies & Tracking Technologies
We use several types of cookies:
- Essential cookies: Required for the site to function correctly. Cannot be disabled.
- Analytics cookies: We use Google Analytics to understand traffic and content performance. You can opt out via Google's opt-out tool.
- Affiliate tracking cookies: Set by our affiliate partners to track referrals. These typically persist for 30–90 days.
- Advertising cookies: Set by advertising networks to serve relevant ads. You can manage preferences via the Digital Advertising Alliance opt-out.
Most browsers allow you to control cookies through settings. Disabling cookies may affect site functionality.
5. Third-Party Links
Our site contains links to third-party websites, including affiliate partners. These sites have their own privacy policies. We are not responsible for the privacy practices of third-party sites. We encourage you to review the privacy policy of any site you visit.
6. Data Retention
We retain contact form submissions for up to 2 years. Analytics data is retained for 26 months per our Google Analytics configuration. You may request deletion of your personal data at any time by contacting us.
7. Security
We use HTTPS encryption and implement reasonable technical safeguards to protect your information. However, no internet transmission is 100% secure. We cannot guarantee the absolute security of data transmitted to our site.
8. California Privacy Rights (CCPA)
California residents have the right to:
- Know what personal information we collect and how it's used
- Delete personal information we hold about you
- Correct inaccurate personal information
- Opt out of the sale of personal information (we do not sell personal information)
- Not be discriminated against for exercising these rights
To exercise your rights, contact us at privacy@wisesaverguide.com. We respond within 45 days.
9. EU/UK Privacy Rights (GDPR)
If you are in the EU or UK, you have additional rights including the right to access, correct, erase, or port your personal data, and to object to or restrict processing. Contact us at privacy@wisesaverguide.com to exercise these rights. We respond within 30 days.
10. Children's Privacy
Our site is not directed to children under 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, contact us immediately and we will delete it.
11. Changes to This Policy
We may update this Privacy Policy from time to time. We will post the updated policy on this page with a revised "Last updated" date. Continued use of the site after updates constitutes acceptance of the revised policy.
12. Contact Us
For privacy questions, requests, or concerns:
- Email: privacy@wisesaverguide.com
- Contact form: wisesaverguide.com/contact/